In this Finextra article, Perry Menezes examines how financial institutions are approaching a critical breaking point as regulatory complexity overwhelms traditional, human‑driven compliance models. He explores why manual interpretation and fragmented processes are no longer sustainable.
The piece highlights how AI is exposing structural gaps across compliance, fraud, cyber, and financial crime functions—revealing risk blind spots created by siloed operating models and inconsistent governance.
Through a practitioner perspective, the article outlines why organizations must rethink operating models and accountability to use AI as an enabler of resilience, not simply automation.